Paine Pacific helps credit unions and banks build strategy, drive business, restructure and grow.  We define and implement strategies that help financial institutions through organic and inorganic growth or consolidation models.  This may include driving current and new business models, reorganizing strategy, or acquiring or divesting of branches/assets.  The objective is to maximize organic growth and to make inorganic transactions organic.

In this economy, our work has included bringing struggling institutions back to health through consolidation, sale of assets and/or M&A transactions.  Alternatively, we are also helping healthy institutions expand through strategic growth and M&A.

Areas of expertise:

• Strategic growth plans and implementation
• Reorganization, recapitalization, consolidation
• Acquisitions – institutions, branches, assets
• Market consolidation
• Sale of assets and loan portfolios (including secondary market)
• Purchase of assets, deposits and physical locations
• Credit union expansion through merger
• Management of FDIC relations